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Rates from as low as 7.4% APR.


We also have a range of plans with rates up to 19.9% APR allowing us to help customers even with the most severe credit problems. Consolidating debts may increase the term & total amount payable. Loans secured on property.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Do you offer a competitive interest rate?
We have excellent relationships with many of the top lenders in the country. Some are subsidiaries of the clearing banks. Due to this we have been able to negotiate very competitive terms and are sure we will find a rate to suit your needs.
Can I consolidate my credit and reduce my monthly outgoings?
We specialise in debt consolidation. We can negotiate with all your credit providers, the best possible settlement figures and pay them all off with one of our loan plans over a period to suit you.
I have a poor credit history, can you help?
We have vast experience in helping people with a range of debt problems - for example, county court judgments, mortgage arrears.
Can I use the loan for any purpose?
Yes, absolutely. We have helped clients with everything from the conventional - debt consolidation, home improvements or a dream holiday - to the less conventional - cosmetic surgery or an Aston Martin!
What will happen after I apply?
We will immediately assess your individual requirements, and match them with the best deal from our panel of lenders. We aim to secure approval in principle within 24 hours of your application. You will be kept informed of progress at all stages. Our professional underwriters will then guide you through the loan process; clearing all the obstacles and delivering the cash you need in the shortest possible time. There are no interviews and no salesmen will call. Remember the application process is free and you are under no obligation.
How quickly can I get my loan?
We aim to secure approval in principle within 24 hours of your application. You will be kept informed of progress at all stages. Professional underwriters will then guide you through the loan process; clearing all the obstacles and delivering the cash you need in the shortest possible time. Our experience and close day-to-day contact with the lender means we can get through the process quicker than most. The sooner you start the process the quicker we can help - so if you're ready, apply online now, or call a friendly operator on 020 8309 6789.
Can't find the question you want answered?
No problem. Remember we are here to help. info@sjconsultants.co.uk we aim to respond within an hour.
 
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